Reskill in cyber security and launch your dream career.

StudentFinance is a career mobility platform to support upskilling and reskilling for the most in-demand market sectors.

YOUR SUCCESS IS OUR SUCCESS

Bespoke career mobility support with StudentFinance

Improve your soft skills ✨
Access to workshops, resources and career coaching services to help you succeed.
Get matched with employers 🚀
Through out network of 3000+ HR professionals, we make sure your profiles are seen first by the top recruiters.
Mental health support 🧠
Coming soon... Free access to psychological and self-development support.

Pay your tuition in affordable instalments. With FixPay*, divide your tuition in manageable instalments of €250 per month. If you lose your income, your payments are put on pause.
Chat with us→

*To be eligible to apply, you must be employed full-time throughout the course, earning equal or more than €22.000 gross yearly for the past 6 months.

Focus on your education
Instead of paying your tuition fee upfront or getting traditional financing, you can pay in monthly instalments of €250.
Flexibility
If your gross monthly income drops below the minimum threshold, you have the ability to put your payments on pause.
Predictable monthly payments
Know your total repayment value and number of instalments necessary to achieve it from the start of the contract.
No guarantor needed
We evaluate your application based on your potential to succeed, not only on your current financial situation.

Income Share Agreement: Study now, pay when you succeed. Our ISAs allow you to only start making tuition payments  when your gross earnings are above the minimum income threshold.
Chat with us on WhatsApp→

Focus on your education
Instead of paying your tuition fee upfront or getting traditional financing, you will pay a fixed percentage of your gross income for a period of time once you are working.
Flexibility
You only repay when your gross income is at or above the minimum threshold. Your monthly repayments will be based on your income: you only repay what you can afford.
Maximum amount to repay
The total repayment is always capped and you will never pay more than the cap amount.
Potential future income
We evaluate your application based on your potential to succeed, not only on your current financial situation.

Payments simulator for

Always pay a FIXED monthly percentage of your gross income (this tool is for illustrative purposes only and may not be a exact representation of the product).

If I earn £2,000 / mo or £20,000 / year gross
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
I would pay (during 40 months, 12% income share)

£240 / mo

Apply for an
ISA now!
No items found.

Payment simulator for

This calculator displays the key financial terms applicable for the selected courses.

£250

Instalment value

×

31

Instalments
Amount borrowed: 1.25%
Amount payable: 1.25%
TAE: 1.25%
APR: 2.51%
Apply for FixPay
now!

Here’s an illustrative example...

This is an example. Please see the calculator above for exact instalments.

Financing application
Joan is currently employed, but wants to upskill, so she applies for a part-time course.
Course started
She starts the course and pays only €250 per month, starting on the first month of class.
Repayment
Every month Joan keeps paying €250, until she has reached the final number of instalments.
Promotion
Joan's upskilling landed her a promotion! She's now paying her last 3 instalments of €250.
Joan has now repaid  €7,750  for 31 months total.
Tuition Fee:€7,500 TAE*: 1.25%

*The TAE is a percentage that measures the effective cost of a financial product. Its calculation includes the interest, fees,
and commissions that apply to a credit. It is calculated annually.

Here’s an example...

Course application
Joan applied to a course that costs £7,500.
Course ended
Joan finished the course and landed a job that pays £26,000 gross yearly.
Repay your ISA
Joan starts repaying her ISA at £260 per month, which is 12% of her salary.
Promotion
Joan landed a promotion and is now earning £30,000. Her  monthly ISA payments are now £300.
Joan has repaid  £8,000  for 31 months total
20 monthly payments, 6 months studying, 5 months looking for a job.

Curious to learn more? Drop your email.👇🏼

We’ll automatically add your to our mailing list, so you’re always in loop of new workshops, job fairs and the lates upskilling resources!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

FAQ

1. Valid full-time employment for at least 6 months, earning equal or more than €22.000 yearly.
2. No previous defaults.
3. Enrolled in a part-time program.
4. Resident in Spain with Spanish bank account.
5. Aged between 18 and 55.

1. Apply and get accepted to one of our partner schools.
2. Apply for your FixPay online in minutes.
3. Accept your FixPay offer and sign the contract.
4. Go to school and focus on your education.
5. Pay only €250.00 a month.
6. Enjoy a brighter future.

FixPay Amount: The amount of the loan which corresponds to the amount of your tuition.
Required Payments: The number of monthly payments required to fulfill your FixPay obligation (also called payment term)
Final Payment Date: A FixPay in good standing ends either when the cap is reached, the  number of repayments are paid or when the final repayment date is reached.
Minimum Income Threshold: The income that you must be making in order to make payments. If you are making below that, then payments are paused.
Payment Cap: The amount you can be obligated to share.

You don’t have to pay anything during the period your gross income is below the minimum income threshold. For example, suppose the minimum income threshold for your FixPay is €1,500 gross per month (equivalent to €18,000 gross per year). If your gross income falls below €1,500 gross per month, your payments will pause during those months. Your payments will resume when your gross income is at or above the minimum threshold established in your FixPay contract.

With FixPay, divide your tuition in manageable instalments of €250 per month. If you lose your income, your payments are put on pause.

FAQ

An Income Share Agreement is a contract which defers your tuition payment so you can study today. In return, you commit to pay a fixed percentage of your earnings monthly for a set period of time.

1. Apply for the Income Share Agreement online in just a few minutes.
2. Before or after applying to the StudentFinance process, you must be accepted at one of the schools with which we have a partnership.
3. Accept the Income Share Agreement offer and sign the contract.
4. Study and focus on your training.
5. Find the job of your dreams to boost your professional career.
6. Pay a fixed monthly percentage of your gross income.
7. Enjoy a better future!

Income Share Agreement Amount: The amount deposited into your account (the net tuition of the programme you choose to undertake).
Income Sharing: The fixed percentage of monthly income you will repay.
Required Payments: The number of monthly payments necessary to fulfil your Income Share Agreement obligation (also called the payment term).
Final Payment Date or Maturity of the Contract: An Income Share Agreement in good standing ends when the final payment date or maturity of the contract is reached, even if - based on your gross monthly income earned - you have been required to pay less than the stipulated amount or nothing at all.
Minimum Income Threshold: The gross income you must earn in order to make the payments. If the income is lower, the payments are paused.
Maximum Payment: The maximum amount you may be obliged to pay; expressed as a multiple of the Income Share Agreement amount.

You do not have to pay anything during the period in which your gross monthly income is below the minimum income threshold. For example, suppose the minimum income threshold of your Income Share Agreement is 2,000 euros gross per month (equivalent to 24,000 euros gross per year). If your gross income is less than 24,000 euros gross per year, your payments will be paused during those months. Payments will resume when your gross income reaches or exceeds the minimum income threshold set in your Income Share Agreement contract.

The repayment instalments of the Income Share Agreement adjust based on your gross income so you always pay what you can afford. Furthermore, the minimum income threshold guarantees you will not pay until your income is equal to or greater than that minimum threshold.